Tag Archives: credit cards

Mobile Credit Card Readers in the UK

It was in the news today that record numbers of people are working for themselves in the UK. With the job market depressed and many accepting wage freezes and part time work its hardly surprising. There are many factors to … Continue reading

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Financial Planning Apps Make Money Matters More Manageable

Gone are the days of learning to balance a check book with paper and pencil. Few people take the time to actually balance a checkbook anymore; instead checking their bank balances online. Yet, the absence of this task may result … Continue reading

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Is a Loan Against Your Property the Right Choice?

Most responsible, independent financial advisers would warn against taking out any loan secured against a property. Why is this the case and are there any circumstances where these loans provide the best option for those requiring a loan?

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How Are Credit Card Finance Charges Computed?

It is vital that you understand how to compute the finance charges which are applied to credit cards, whether you have intentions of getting another credit card or you are just thinking about the one you have now. But first, … Continue reading

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“Wave And Pay”: The Future Of The Credit Card Business?

‘Wave and Pay’ is the latest advancement made within the credit card business. In a nutshell, it enables people to simply wave their credit cards over a sensor, and the payment is made and registered instantaneously. At this early stage, … Continue reading

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What Is The Prime Rate and How Is It Used?

The prime rate is an interest rate determined by individual banks.  It is used as a reference rate to calculate the interest rate on many types of short and medium term loan products such as credit cards, student loans, car … Continue reading

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Why You Need to Create a Debt Snowball

Debt snowballing is one of the most effective ways to quickly and effectively eliminate debt. As one card or debt account is paid off, the money is allocated to the next debt account allowing for bigger and bigger payments until … Continue reading

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Top 4 Ways to Combat Credit Card Debt

It can be quite safe to assume that no one wants to be burdened by credit card debts. A credit card may afford a great deal of financial freedom, but once credit card debt starts accumulating, the results can be … Continue reading

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