Category Archives: Restoring Good Credit

Getting Banks to Like You Again – Improve Your Credit History

Posted on May 16, 2012 by admin

If you are trying to get a loan or a credit card then you might suddenly become very aware of your credit rating. Your credit rating is a measure of your financial reliability and banks and lenders will use this … Continue reading →

Posted in Restoring Good Credit | Tagged Credit history, credit rating, credit report, finance | Comments Off

How will an IVA or Bankruptcy Affect My Credit Rating?

Posted on April 10, 2012 by admin

Dealing with problem debts can be tough – but trying to ignore the problem can lead to things getting worse. For borrowers who have unsecured debts that they can’t afford to repay in a reasonable period of time, an insolvency … Continue reading →

Posted in Credit File Reports, Credit Reference Agencies, Negotiated Arrangements, Restoring Good Credit | Tagged bankruptcy, debt, insolvency, iva | Comments Off

People With Low Credit History Can Take Advantage Of More Credit

Posted on April 4, 2012 by admin

Traditional wisdom would look down on debtors and those with poor credit ratings. However, today, bad credit is a fact of life and it’s not a deterrent in a customer’s path to take advantage of finance from banks or institutional … Continue reading →

Posted in Restoring Good Credit | Tagged loans for low credit, low credit, low credit history, poor credit, poor credit loans | Comments Off

Four Reasons to Check Your Credit Report Today

Posted on March 25, 2012 by admin

Many people wonder how often they should check the credit report. In the past, financial analysts would advise looking into credit reports at least once a year. However, due to the rising cases of identity theft and the fluctuating economy, … Continue reading →

Posted in Credit File Reports, Credit Reference Agencies, Restoring Good Credit | Tagged Credit history, credit reporting, credit score | Comments Off

Five Great Credit Rebuilding Techniques

Posted on March 24, 2012 by admin

Bad credit is not a life sentence. Though it can be hard, rebuilding credit is possible, through hard work and consistency. Here are five great strategies to use to clear your credit report of negative information.

Posted in Credit File Reports, Restoring Good Credit | Tagged Credit bureau, Credit history, credit score, overdraft | Comments Off

Improving Your Credit Score

Posted on March 16, 2012 by admin

Source: guarantorloanscompany.co.uk Have you ever been declined for credit in the past? This could be anything from a store card to a mobile phone contract to your mortgage! If you have (or frankly, even if you haven’t) you should look … Continue reading →

Posted in Credit File Reports, Credit Reference Agencies, Restoring Good Credit | Tagged credit and loans, credit report, debt, finance, finance blog, money, money management, money saving, personal finance | Comments Off

The Importance of Viewing Your Credit File

Posted on March 12, 2012 by admin

You should regularly review your credit file with the credit reference agencies to make sure that the information contained in it is up to date and accurate. If you do not and some of the information is not correct, it … Continue reading →

Posted in Credit File Reports, Credit Reference Agencies, Restoring Good Credit | Tagged credit file, Equifax. Callcredit., Experian, mortgage | Comments Off

Advantages of Debt Consolidation Loans

Posted on March 8, 2012 by admin

Every time people make a financial decision, they may encounter a few disadvantages. This does not mean that the decision wasn’t worth making or that the decision was not very advantageous to the consumer. The debt consolidation loan is just … Continue reading →

Posted in Debt Consolidation, Restoring Good Credit | Tagged credit report, credit score, debt consolidation loans | Comments Off

Tips for a Healthy Credit Score

Posted on March 3, 2012 by admin

Your credit score needs the right variety of “ingredients” in order to be strong. Just like with the body, if you put too many of the wrong ingredients in you will become overweight and unhealthy. The key to feeding your … Continue reading →

Posted in Credit File Reports, Credit Reference Agencies, Restoring Good Credit | Tagged credit, credit score, debts | Comments Off

The Impact of Debt Settlement on Your Credit Score

Posted on February 8, 2012 by admin

People over laden with debt may consider using a company that can offer immediate relief. For some, this includes a debt settlement program that seeks to aggressively reduce or eliminate the amount of money owed. Typically, this type of debt … Continue reading →

Posted in Negotiated Arrangements, Restoring Good Credit | Tagged bankruptcy, credit reference agencies, credit score, debt settlement | Comments Off